• This collection of games that pay real money gives you a complete overview of the best titles (and variants) available online.
• Free games that pay real cash prizes are fun - but you should never forget that gambling isn't a way to get rich quick. Also, always check the terms and conditions of a casino before you start to play and not only when you want to cash out your winnings.
• Pick a scratch-off to play quick games for real money or go to the blackjack table to challenge the dealers. The choice is yours!

1. Free Real Online Casino Games
2. Real Online Casino Gaming Sites
3. Real Online Casino Games Real Money Us

If you’re used to playing them in a brick-and-mortar casino, you’re not going to have any trouble adapting to their online cousin. The process is the same: insert your money, select your paylines and hit the spin button to bet. What you will notice, though, is that the online slot games are more convenient.

Playing games online is not what it used to be — that's for sure.

I still remember the days I'd load a cassette (!) in the cassette player of my Philips MSX (yes, I am THAT old) and wait for minutes for a game to load. Eventually.

That frantic wait has now been replaced by the Fortnite, the Call of Duty and the Super Mario Kart that load in a snap and throw you in the middle of epic and fantastic adventure within seconds.

In 2020, games are everywhere.

We play on our mobile phones, on our desktops, on our gaming consoles, on our smart TVs…and sometimes even on our watches.

The gaming industry keeps growing one boom after the other, and the quality of the games we play is nothing like the games used to be.

And this isn't true only for the Pong or Tetris that rocked our childhood evenings on an Atari or a Nintendo Game Boy. The same also applies to online games for money.

The games where you can win real money in 2020 are nothing like those where you'd try to score some cash a decade ago.

The graphics are better and the gameplays are more sophisticated.

This list of games that pay money gives you direct access to some of the best titles to play online in 2020. All the sites we suggest offer a bonus on registration to all the players who want to play games for real money online.

Whether you're into games like online blackjack or you prefer to try your luck on slots, this list has something for you.

Best Online Games that Pay Real Money in 2020

Choosing the best casino games to play for real money is not easy.

With so many new Slots and new online casinos popping up all the time, it takes time and sweat to find the best games that pay real money online.

Unless you have a trustworthy source *cough* like CasinoSmash *cough* to help you.

Casino Slots That Pay Real Money

Jackpot Slots

This is a slippery slope, I know. Of all the online casino games that pay real money, jackpot games aren't the one with the best odds — by a mile.

Playing jackpot slots is expensive and risky. The RTP of these games is below average, and since you always need to bet the maximum to hit the jackpot…these can become the most expensive online games that pay real cash. Easily.

Sites like 888casino and partycasino run daily jackpots where you can get decent winning odds. All the info are right on their sites, so don’t forget to look at volatility and RTP of each game before you play.

I am not a fan of progressive games because I cannot afford them. But if you are looking for online games that pay real money and you are OK with playing two spins instead of 100 — these might be up your alley.

Remember to play responsibly.

Blood Suckers

Table and card games tend to be everyone's first choice when looking for games that pay real cash to play online.

Why? Because they offer better RTP and so more chances to win. Or fewer to lose, you decide what's most appropriate here.

However, some online slots can also rival the best card games for real money available for online play.

The Blood Suckers video slot is one of those. Featuring an RTP of 98%, this game gives you a higher return than many of the table games offered by most online casinos.

Blood Suckers (a five-reel game by NetEnt) includes special features like free spins which are granted to you once you land three Vampire Brides as well as bonus round, where you get to slay vampires in a spooky tomb and are granted cash in the process.

Turn Your Fortune

Spin the reels and turn your fortune with this great NetEnt slot machine game!

The Turn Your Fortune slot launched in 2019. Since then, this real money game online has proven to be a massive hit for the Malta-based gaming company.

Turn Your Fortune features five reels, four rows, and 40 fixed paylines. And it wouldn't be a NetEnt slot if it didn't have top-quality graphics, beautiful animations, and bonus features that pay well — of course.

Take the Fortune Respins feature, for example.

Not only you get a free respin after a win, but the winning symbols also increase the multiplier meter on the left of the screen.

Each time it fills up, you move to another Fortune Wins level — getting the opportunity to trigger multipliers for up to x200.

* The Return to the Player (RTP) is the percentage of how much wagered money on the game theoretically goes back to the players.

If a slot has an RTP of 96 per cent and players spent €1,000 playing it, €960 will go back to the players in winnings while the House will keep the remaining €40.

Casino Table Games That Pay Real Money

Live Blackjack

Of all the games that pay real money, live casino blackjack is probably the most exciting and the one where your skills can help you with your winning chances.

Join players from anywhere in the world in an endless battle against a live blackjack dealer. Super HD cameras and incredible locations make live blackjack the king of all online games that pay real cash.

If you want to discover why everyone says live dealer games are great (and you should), this is the best site to play live blackjack games that payout real cash prizes.

European Roulette

It doesn't matter if you in it because you are a high-roller or you just want to play for fun. There's nothing like a game of roulette for real money.

You can learn how to play online roulette in minutes and you only need to use this roulette strategy to master the game like an expert.

The difference between American and European Roulette is all about your winning chances.

In short, you have more chances to play casino games and win money if you play European roulette.

Casino Hold'Em

Casino hold'em is easy to learn, fast to play, and it gives you better odds than most other casino games online.

No need to work on your bluffing skills, though. In this casino poker game, you always play against the dealer, not with other players.

In a game of casino hold 'em there three types of bets: the mandatory Ante bet, the Call bet and side a bet called AA.

• You make Ante bet if you want to play,
• Call bet if you think your hand is good enough to win,
• AA bet if you feel like a pair of Aces (or better) combo will appear among your cards and the flop (first three community cards).

Tip: Never waste your money on AA bets. These real money wagers decrease the return to the player percentage to 93.74 per cent.

Casino Scratch Cards That Pay Real Money

Mad Max Scratch Cards

There's something almost wrong in calling Mad Max: Fury Road a 'scratch card' — because this game offers a lot more.

Licensed by Warner Bros this online game that pays real money features a random progressive jackpot and a scatter symbol that triggers 10 free games with real money prizes.

The player's percentage of theoretical expected return is 95.48%, which is one of the highest in its category of online casino games.

If you are up for the top prizes, keep in mind that the progressive jackpot needs to be north of $750 to trigger.

Luxor Scratch

With tickets starting at 0.10, Luxor Scratch is one of the cheapest free online games that pay cash that you can play online.

For it to be free, however, you need to use the welcome bonus at 888casino first.

Egypt-themed music and graphics make this a delightful game — too bad for the piss-poor 92.30% RTP!

Other Casino Games That Pay Real Money

Monopoly Live!

Did you know NetEnt found a way to turn everyone's favourite board game into one of the best games that pay real money in 2020?

Bringing together the best of game-shows like the DreamCatcher and all the elements that made Monopoly famous, Monopoly Live is an exciting adventure to discover.

This is for sure one of the most immersive casino games that pay out real money available online in 2020 and is also one of the most fun games to play. The gameplay brings together elements of the classic wheel of fortune games and Monopoly — and that's fun already.

But wait until you see what the talented presenters chosen by NetEnt can do to entertain you! If you want to give Monopoly Live a go, this is where you need to register to access the game.

CS:GO (or e-Sports Betting in General)

Ladies and gentlemen…e-Sports are finally included in the list of the best games that give you real money in prizes!

Pioneered by Betway the world of real money e-sports and e-sports betting is a thriving new dimension of real money gaming online — one that most of you have yet to discover, I am sure.

Watch people play (you need to register toped the live stream) and place your bets on popular games like CS:GO, DOTA 2, League of Legends, and more!

Disclaimer: Gambling is a game of chance and there's no sure-fire formula that guarantee winnings. You can improve your winning chances by using the right in-game strategies but there is no way to predict when a machine or a Casino game is going to pay. Also, this page contains affiliate links. If you click through and play, we might earn a commission. That’s what allow us to keep CasinoSmash free and bring you the best online Casino bonuses!

These days there is little need to take risks when it comes to enjoying real money online casinos. Legal options are available to enjoy slots, table games and live dealer casino games in the US and around the world.

This guide to real money online casinos shows you how to stay safe while choosing a casino, depositing plus receiving payments and staying within the law of your country.

Best Online Casinos with Real Casino Games

Here is what you will find below:

• How to Find a Safe Online Casino: Rules of thumb to avoid problems
• What makes a Great Casino? What to look for before you deposit
• State Regulated Casinos: Where to play in NJ, NV, PA, WV, DW
• Sweepstakes Casinos: How sweepstakes casinos work in the US
• Deposit and Withdraw: How to keep your information safe and secure

Finding a Safe Gambling Site

There are a lot of trusted casino brands which have been looking after players brilliantly for years. For brand new players, the problem is that these look the same as new casinos with unknown ownership and no track record at all.

Fortunately, there are some easy rules of thumb for finding a safe, trusted real money casino.

First, choose a regulated and licensed casino. Some casinos are regulated at the State level (currently New Jersey and Delaware), while many countries also have licensing bodies. For international casinos, look for a reputable licensing jurisdiction such as Gibraltar, Malta, Alderney or the Isle of Man.

Licensing bodies ensure compliance – and give you an avenue to resolve any dispute with a casino. While some jurisdictions are more thorough than others in their oversight, the lack of a license should always mean you stay away!

Second, you should make sure your casino has been audited for game fairness. Casino games are controlled using RNG (random number generator) software. This controls the spin of slots and deal of cards. Reputable 3^rd party auditors test this software, to ensure that you are getting a fair deal.

Look for certification from eCogra, Technical Systems Testing or iGaming Labs (there are others too) before you play.

Finally, make sure your casino does not have any past payment issues (or are owned by anyone with payment issues in the past). It takes time to build up a trusted track record of fast casino withdrawals. Safe and trusted brands protect their reputations!

What Makes a Great Real Money Online Casino?

Once you have narrowed your search to reputable, regulated gambling sites – the next question becomes; which one is best?

Here are some of the ways you can tell a great online casino from a merely good one:

• Slot Selection: Some casinos have slots from one or two software houses, while others curate the best games from the biggest and best sources. If you are a slots fan, having the choice of the best online games and best versions of classic live slots, jackpot games and TV / Movie themed titles is an important factor.
• Table Games / Live Dealer Options: All casinos will offer you a few blackjack and roulette variations (along with other table games). The best real money casinos go a lot further. Find a casino that offers you live-dealer games, mobile friendly table games and plenty of unique and innovative game variants.
• Bonuses and Promotions: Every casino offers a welcome bonus. What makes the best ones stand out is the fairness of their bonus terms (lower play-through requirements), number of player promotions, extras like free spins and generous loyalty schemes. Make sure you compare these before you sign up.
• Payment Options: Great casinos have a wide range of payment options for both deposits and withdrawals. Look for a casino with a track record of fast cash outs. More on these below.

There are other factors, mobile friendly software, great customer service and the ability to look after high-rollers / VIPs can also be important.

Real Money Casinos USA: State Regulated

In 2012, Delaware became the first State to license online casinos (they opened the next year). This was followed in by New Jersey. Nevada license online poker rooms, though not online casinos. Several more states, including Pennsylvaniaand Massachusetts are at various stages of their own legislation.

These online ventures are partnerships between brick and mortar casinos, and some of the biggest software houses from around the world.

For players there are many advantages. These include not only protection (you have a State body to resolve any disputes), but better payment options including credit cards, PayPal and more. At State regulated casinos like Golden Nugget, BetFair and Virgin, you can enjoy slots and know that you’re playing at a safe and fair online casino in the US.

Sweepstakes Casinos for US Players

Outside of the regulated states, there are social casinos which offer slots. These include Luckyland Slots and Chumba. They are social games, played for gold chips via apps and in your browser.

Sweepstakes gaming laws are different. You can buy ‘Sweepscash’ for real money, and then exchange this for prizes (cash) at any time. You will find a wide selection of slots games at these sites, including many unique titles not found at other casinos.

You can buy Sweepscash with your credit card. Payment back to your bank is made via an Electronic Funds Transfer (local bank transfer). These casinos are available in most States which do not have regulated casinos, with the exception of Washington State.

While strictly speaking within the law, these casinos operate in a grey area which relies on how Sweepstakes gaming is interpreted.

Regulated Casinos in Other Parts of the World

Free Real Online Casino Games

Outside of the US, casinos are licensed by two types of jurisdiction. There are many licensing bodies which give global gaming licenses. The oversight and controls vary a lot between them. Examples of licensing bodies considered reputable include Malta, Isle of Man, Gibraltar and Alderney.

The other form of casino licensing is at the country level. Bodies like the UK Gambling Commission (and equivalents in France, Italy and elsewhere) are among the best for player protection.

There are big differences in gambling oversight around the world. Here are 3 examples:

#1 UK Real Money Casinos

The UK Gambling commission requires verification of game fairness, provision of self-exclusion, dispute resolution processes and segregation of funds before awarding licenses. They also control advertising. This makes the UK one of the safest places to play real money casino games. Many of the biggest and best-known global gambling brands are located in the UK.

#2 Canada Real Money Casinos

This country has liberal gambling laws for individual players, with no restrictions on enjoying online casinos in Canada at all. What is not legal is to operate an online casino site from Canada. Many of the biggest and best global brands offer casino games to Canadians.

#3 Indian Real Money Casinos

Many big brand casinos have now started to welcome Indian players. The legal situation here is less clear than in many countries. While running a ‘gambling house’ is not legal, nothing in the statutes prevents individual players from playing at Indian gambling sites. Power over casinos has been given to individual states.

How to Deposit & Banking Works Online

Once you find a safe casino, with the right licenses for your location and a great selection of slots and games – the next step is depositing money. There are a lot of options available for this. Which you choose will partly depend on your location (which methods are offered where), and partly on how much you want to separate casino gaming from your everyday banking.

This list covers the main categories of casino payment options – with the individual brands in the description:

• Credit / Debit Cards: Depending on your location you will find Visa, MasterCard, Amex, Discover, Diner’s Club, Maestro and Visa Electron welcomed at online casinos. Using these is exactly the same as making any online purchase.
• Prepaid Credit Cards: You will find these available from convenience stores around the world. You simply load up your card with cash, then use it like any other credit card.
• Electronic Wallets: This category includes PayPal, Neteller and Skrill. These 3^rd party systems provide a secure gateway between your bank and the casino. There are small charges for sending (Skrill) or receiving money with these.
• Cryptocurrency:Bitcoin, Ethereum, LiteCoin and other cryptocurrencies are popular outside of the United States. Where accepted this is a secure and cheap way of moving your money around.
• PayNearMe: You can deposit at some real-money New Jersey casinos via 7-11 stores, you take a barcode given to you by the casino cashier, and hand over the cash you wish to deposit.
• Bank Transfers: Old-fashioned bank wires are still a viable method of making a casino deposit. The fees make these best suited to larger transfers. Where banks do not allow direct transfers (Canada for example), 3^rd party gateway systems such as Interac can be used.

Real Online Casino Gaming Sites

Getting the Most from Online Gambling Sites

So far, this page has covered the legal aspects of real money online gambling, plus payments. Finding a reputable casino and funding your account is only the start. Once you are set up, you’ll need some tips on how to get the most entertainment for your money!

I have divided these tips into 4 categories: Finding the best games, getting the best odds, managing your bankroll and taking advantage of bonuses.

#1 – Finding the Best Games

Your first task is to find which games you enjoy best. For many players, the slot selection is top of the list. There are 1000’s of online slots available, many with amazing graphics and entertaining bonus games.

I recommend you try out a selection of games – and note which slot software (the companies that produce the games and license them to casinos) you enjoy the best. You’ll find slots with life-changing jackpots, TV and movie themed options and entertaining bonus games. You will often be able to try out these games in demo-mode. Once you find your favorites, you can play them for real money.

Table games can be enjoyed for real money in two ways. Traditionally, blackjack, roulette and other table games were played using casino software. There are some entertaining variants, including brand new games and traditional games with jackpot side bets. These days, live dealer casinos have become the go-to for real money table games. Here you will play games dealt live from a remote studio. These games add a new social level to online casino gaming.

There are plenty more real money gaming options. These include video poker, keno, bingo and novelty games like scratch-cards.

#2 – Getting the Best Odds

You can make your bankroll (and enjoyment) last a lot longer at online casinos by avoiding bets with a big edge in favor of the house. This number is expressed as a percentage – and shows the long-term ‘cost’ of playing each game.

Here is a selection of good and bad bets:

• Casino Games with Low House Edge: Baccarat, blackjack, craps (pass line / don’t pass), French roulette, video poker.
• Casino Game with a High House Edge: Caribbean stud, side-bets on blackjack games, ‘tie’ bet in baccarat, US roulette, many keno games.

You can find out more in our detailed article on the best casino payouts.

#3 – Managing Your Bankroll

If you bet too big for your gambling bankroll, then the natural volatility of real money casino games will cut short your enjoyment far too often. On the other hand, betting too small is not exciting at all for many players!

Bankroll management is all about finding the best betting level for your money. A happy medium gives you the potential to win big, without risking going bust too quickly.

Real Online Casino Games Real Money Us

For table games, your bets should be between 1/20^th and 1/50^th of your total bankroll. If you are a slots fan, I’d recommend betting 1/200^th as a maximum. If you have a $100 bankroll, then an average spin of 50c should keep you in the game long enough to enjoy bonus rounds and have a shot at some bigger wins.

Of course, some players can reload their account easily, while others have limited funds. You can choose whether to be more flexible or conservative with your bankroll management based on your individual situation.

#4 – Take Advantage of Real Money Casino Bonuses

The casinos are competing for your business. You’ll find a lot of bonus offers available, many of them don’t even need a real money deposit.

Taking advantage of these offers is a great way to keep the casino house edge to a minimum. I recommend you look beyond the headline (welcome) bonuses. Ongoing rewards like loyalty schemes and regular promotions will have a bigger effect on your bankroll over the long-term.

Bonuses take many forms. Free spins and a matched welcome bonus make for a good starting point. Make sure that you check the terms and conditions of any bonus you accept. Casinos have widely different ‘play-through’ criteria, and some may even exclude your favorite games from the bonus clearing requirements.